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 Title XXIV BUSINESS AND FINANCIAL INSTITUTIONS

 Chapter 367 Pawnbrokers and Small Loans 
PAWNBROKER LOANS
367.011   Definitions. (8/28/1990)
367.021   Secured personal credit loans — who may make — interest rate. (8/28/1993)
367.031   Receipt for pledged property — contents — definitions — third-party charge for database — access to database information, limitations — error in data, procedure — loss of pawn ticket, effect. (8/28/2020)
367.040   Loans due, when — return of collateral, when — restrictions. (8/28/1990)
367.043   License required — qualifications — oath — bond — accounting — location within one-half mile of excursion gambling boat or facility, prohibited, when. (5/20/1994)
367.044   Definitions — pledged goods for money, pawnbroker entitled only to goods pledged, exception, misappropriated goods — procedure to recover. (8/28/2002)
367.045   Customer failure to repay pawnbroker when notified that goods pledged or sold were misappropriated, penalty. (1/1/2017)
367.046   Procedure to reclaim purchase price of misappropriated goods. (8/28/1998)
367.047   Hold order in effect, pawnbroker may release property to peace officer, not waiver of property rights — sale of property under hold order prohibited. (8/28/1998)
367.048   Criminal charges filed and disposition of case, notice to pawnbroker, duty of prosecutor or circuit attorney — release of hold order, procedure. (8/28/1998)
367.049   No criminal or civil liability for pawnbroker exercising due care and good faith. (8/28/1993)
367.050   Violation, penalties. (8/28/1998)
367.051   Jurisdiction of state courts for all civil actions — nonresident to appoint secretary of state as agent for service. (8/28/1998)
367.052   Leased property, rental or installment contracts not misappropriated unless marked — defacing marks, effect — claimant may recover — pawnbroker not liable. (8/28/1998)
367.053   Titles, licenses and permits for pledged goods to remain in effect, void when — ownership passing to pawnbroker, right to retitle or relicense. (8/28/1998)
367.055   Inspection of property, search warrant required — hold order, probable cause, contents, expiration — confidentiality. (8/28/2002)
367.060   Sections 367.011 to 367.060 not to repeal or amend small loan laws. (8/28/1951)
SMALL LOANS
367.100   Definitions. (8/28/2001)
367.110   Certificate of registration required, when. (8/28/1951)
367.120   Certificate of registration — application for. (8/28/1951)
367.130   Bond — amount — conditions — additional bond, when. (8/28/1951)
367.140   Annual registration — fee, amount — certificates, issuance, display. (8/28/2023)
367.160   Examination of lenders — authority of director — lender to pay costs, when. (5/15/1986)
367.170   Regulations — authority of director — insurance — premiums deemed not to be charges. (8/28/1984)
367.180   Lender to keep records. (8/28/1951)
367.185   Loan solicitation, disclosures. (8/28/1998)
367.190   Certificates of registration — suspension, revocation, when — hearing — review. (8/28/1951)
367.200   Violations — penalty. (8/28/1951)
367.205   Annual audit by certified public accountant required. (8/28/1972)
367.210   Audit report to director of finance, when. (8/28/1972)
367.215   Failure to file audit report, effect of — surety bond posted, when. (8/28/2001)
LOAN BROKERS
367.300   Definitions. (8/28/1992)
367.305   Advance fee prohibited, penalty. (8/28/1992)
367.307   Principal liable. (8/28/1992)
367.310   Violations deemed unlawful practice, penalty — attorney general, powers — penalties not exclusive — other rights not affected. (8/28/1992)
TITLE LOANS
367.500   Definitions. (8/28/2008)
367.503   Allows division of finance to regulate lending on titled property. (8/28/2001)
367.506   Licensure of title lenders, penalty. (8/28/2001)
367.509   Qualifications of applicants, fee, license issued, when. (8/28/2003)
367.512   Title loan requirements — liability of borrower. (8/28/2001)
367.515   Interest and fees. (8/28/2001)
367.518   Title loan agreements, contents, form. (8/28/2002)
367.521   Redemption of certificate of title — expiration or default, lender may proceed against collateral. (8/28/2001)
367.524   Records of loan agreements. (8/28/2001)
367.525   Notice to borrower prior to acceptance of title loan application. (8/28/2001)
367.527   Limitations of title lenders. (8/28/2001)
367.530   Safekeeping of certificates of title — liability insurance maintained, when — liability of title lender. (8/28/2001)
367.531   Applicability to certain transactions. (8/28/2001)
367.532   Violations, penalties. (8/28/2001)
367.533   Pawn or pawnbroker title prohibited. (8/28/1998)
 - Cross References
Interest generally, Chap. 408
Taxation of credit institutions, 148.120 to 148.230
Uniform interest rates, Const. Art. III § 44
Unsecured loans less than five hundred dollars, registration of lenders, when, 408.500

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