375.932.  Definitions. — When used in sections 375.930 to 375.948, the following terms mean:

  (1)  "Consultant", an individual, partnership or corporation who, for a fee, holds himself or itself out to the public as engaged in the business of offering any advice, counsel, opinion or service with respect to the benefits, advantages or disadvantages promised under any policy of insurance that could be issued in this state;

  (2)  "Director", the director of the department of commerce and insurance of this state;

  (3)  "Insurer", any person, reciprocal exchange, interinsurer, Lloyds insurer, fraternal benefit society, and any other legal entity engaged in the business of insurance, including agents, brokers, adjusters and third-party administrators.  "Insurer" also includes health services corporations, health maintenance organizations, prepaid limited health care service plans, dental, optometric and other similar health service plans.  For purposes of sections 375.930 to 375.948 such entities shall be deemed to be engaged in the business of insurance.  "Insurer" shall also include all companies organized, incorporated or doing business under the provisions of chapters 325, 375, 376, 377, 378, 379, 381 and 383;

  (4)  "Person", any natural or artificial entity, including, but not limited to, individuals, partnerships, associations, trusts or corporations;

  (5)  "Policy", "certificate" or "contract" includes any contract of insurance, indemnity, medical, health or hospital service, suretyship, or annuity issued, proposed for issuance, or intended for issuance by any insurer.